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January 2008
Welcome to the New Year!
I hope that each of you had a wonderful Holiday with your
family and friends. With the New Year, however, comes broken
resolutions, weight gain, credit card debt, and let's not forget the
unending, and ever increasing, phone solicitors! What a way to start
fresh!
You can be assured, though, that if everything goes wrong
and you suffer injury that requires health services, we will be here to take care of you! In
fact, our ability to take care of you just improved remarkably!
As of January 1, 2008 we are being included in many
health plans that were not previously open to us. The politics
of health-care coverage is never ending, but this time, we were positioned
appropriately and we can now provide care for many more people, who previously
had no coverage for care. I have listed the current
and new providers in this abbreviated ENewsletter.
If you are curious why this issue is a short one, you need
only click on the Newsletters button and go to the bottom of the page. I
have been busy organizing our Newsletters!
I have written this ENewsletter for 5 years and the
information available is massive. To use my ENewsletters in a way
that I initially intended, a reference guide was needed.
I have categorized many health and social issues and then
listed both the date of
the newsletter and the topic of the appropriate article. This should
give each of you easy reference to information and help you find what you
need, when you need it!
More than a few patients have stated that they use
material in my ENewsletters while talking to family and friends.
Several of those discussions have been reported as 'heated',
but they were able to reference research that supported their opinion and
hold their ground! Good for you; I'm glad I could help!
I fully intended these ENewsletters to be an ongoing
reference guide for health, rather than flyer-type of information that is
merely thrown away. You keep reading and I'll keep writing!
I also asked Eileen to contribute a recipe this
month. Since I was in an updating mode, she decided to do the
same. Her very first recipe in Dr. Frisch's ENews was
Mostaccioli. She has updated the recipe a bit and I think it is even
better than the original, if that was possible!
Enjoy the changes and I will see you in February!
Dr. Frisch
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Health Provider Access
Here is a
basic list of Insurance Carriers for which we have Provider Access in
2008. This is a remarkable change from those available in
2007. Providership is all about economics! When an Insurance
or HMO Carrier feels that it is to their 'financial benefit' to
open inclusion to more Doctors, Hospitals and Clinics, it is money driven,
rather than a real concern for your health. Even
though we are now able to accept most every form of Insurance and HMO,
this is not a guarantee of benefits! You will still need to check
your plan policy and what benefits are available to you. We
have always been able to take 'Regular Insurance' like State
Farm, American Family, Farmer's, etc... because they are Insurance
Companies and they are regulated by the State of Minnesota. HMO's,
however, are slightly different in their State classification and they can
be as inclusive or exclusive as they choose because they are not Insurance
Companies. Most people do not know the difference between 'Regular
Insurance' and 'HMO Coverage' and the lines between the two can seem to
blur at times. We can help you with any questions that you may have
regarding new coverages for care. Just call! New
2008 Plan Additions: (Some
are simply additions within plans we already can take.)
The healthcare game can get quite confusing at times for
both patients and clinics! Insurance and HMO plans and coverages
change all of the time, and seemingly for no good reason. We take
great measures to stay on top of these changes.
Dyanna, from our office, is in daily contact with
multiple Insurance Carriers and Clearing Houses, and she is one of the Best
in the Twin Cities. Clinics have sent their staff members to our
office to learn from her! If she is investigating your coverages or
claim, everything will be done that can be done! I don't make that
statement lightly. Too often the people 'behind the scenes' of
getting claims filed and paid are overlooked and it is taken for granted
that everything will be 'taken care of'!. Every Clinic wants to have
a 'Dyanna", and we are lucky to have her here!
Our success at helping you with new Insurance and
HMO changes will depend on both us and YOU!
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